Compare ROTH and IRA - Online Interactive Pension Plan Calculator

Retirement planning can seem like a chore, moreover it is often difficult to understand which of the various retirement plans offer the best value for you when planning and saving or your retirement.

The ROTH and IRA Retirement saving calculator allows you to compare how your money will work for you when using either of the pension schemes. You may also like to try our Traditional IRA calculator and / or the standalone ROTH IRA Calculator.

Note that the same contributions limits app to all ROTH and traditional IRA's. For more information on ROTH, please read the material on the IRS website.

Enter details of one or both plans

ROTH and IRA
Traditional IRA		Roth IRA
Detail	Figures	Detail	Figures	Comments
Annual Contribution ($)		Annual Contribution ($)		Enter your annual contribution
		Contribution is amount paid		Select "Before Tax" or "After Tax" from dropdown
Current Tax Rate (%)		Current Tax Rate (%)		Income Tax rate
		Nett Amount		Annual contribution allowing for tax.
Saving period (years)		Saving period (years)		Number of years to maturity
Rate of Return (%)		Rate of Return (%)		Interest rate payable annually
On Maturity
Maturity amount ($)		Maturity amount ($)		Gross amount on maturity
Total Tax payable		Total Tax payable	n/a	The total amount of tax due in retirement
Nett Amount ($)		Nett Amount ($)		Nett amount after allowing for tax in retirement

The payment schedule below is based on a fixed annual contribution and rate of return as above

Page 1

Payment Schedule
	Traditional IRA				Roth IRA
Payment number	Nett Amount	Tax Paid	Interest	Balance	Gross Amount	Tax paid	Nett Amount	Interest	Balance

Total amounts paid over the amorization period

Total Amounts
	Traditional IRA				Roth IRA
Payment number	Nett Amount	Tax Paid	Interest	Balance	Gross Amount	Tax paid	Nett Amount	Interest	Balance
Totals

Currency

Tip: use the Advanced Tax Calculator to see how your pension savings affect your tax return. Pension investments attract non-refundable tax credits, that means you only get those credits [a reduction in your tax] if you invest in your pension. Pensions are a great way of reducing your Federal and State tax bills as well as ensuring you have enough savings and funds for when you retire...

Calculate your Pension return for ROTH and IRA using this free online pension and retirement calculator

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