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North Carolina Tax Calculator

The North Carolina (NC) Tax Calculator is updated for the 2026/27 tax year. Estimate NC state and federal income tax, FICA, and Medicare, then view net take-home pay. North Carolina does not impose local city income taxes.

Quick Access Tools

Quick North Carolina Tax Calculator

Enter income and filing status, then select Calculate. Use tabs to add itemized deductions, dependents, retirement deferrals, and withholdings.

Input key: F Used in Federal tax calculations S Used in State tax calculations

Quick Tax Calculation Detailed Tax Calculation
Filing Information Quick Inputs Income Details Deductions & Adjustments State Options IRA, Pensions & Annuities Withholdings

Filing Information

Set your filing status, dependants and personal details so the calculator can apply the correct Federal and State rules.

Quick Inputs

Provide a summary of your income and deductions to calculate your Federal and State tax position quickly.

Income Details

Enter the specific types of income that contribute to your Federal Adjusted Gross Income.

For Schedule B

Deductions & Adjustments

Deductions & Adjustments

Include any adjustments to income that reduce your Federal/State Adjusted Gross Income.

State Options

Some states apply local income taxes in addition to State tax. Enter your local rate if it applies.

IRA, Pensions & Annuities

Enter the details for your retirement contributions and income sources, which are used to compute values on **Form 8606**. This includes contributions to traditional IRAs, 529 savings plans, and rollovers, as well as income from rental properties, farms, unemployment, and other sources. Additionally, provide information on any disaster-related distributions or IRA rollovers you’ve made, and enter your capital gain distributions if applicable. These inputs are essential for accurately calculating your total retirement-related income and determining your tax liabilities or benefits, specifically regarding IRA deductions and distributions as outlined in **Form 8606**.

Withholdings

Enter withheld amounts to calculate refund or balance due.

How to Calculate Income Tax in North Carolina for 2026/27

  1. Enter gross income and any adjustments.
  2. Choose filing status (Single, Married filing jointly, etc.).
  3. Click Calculate to view state and federal taxes, FICA/Medicare, and take-home pay.

Advanced Options

  • Compare itemized vs the federal standard deduction impact on your estimate.
  • Model IRA/401(k) deferrals and other pre-tax benefits.
  • Add withholdings (federal, state, Medicare, Social Security) to project refund/balance.
  • Include dependents and child-related credits where applicable.

Related Calculators

Additional Resources

Frequently Asked Questions

Quick answers for North Carolina filers: state return basics, part-year/nonresident rules, adjustments, and withholdings.

Does NC offer notable business or investment incentives?

North Carolina has targeted credits and incentives administered through state programs (e.g., job creation, R&D). Individual eligibility is situational—check D-400TC and state program pages, then reflect credits in our calculator.

Are HSAs deductible for NC?

Generally no; NC does not conform to the federal HSA deduction—see Schedule S adjustments.

How are bonuses taxed in NC?

They’re income at the flat rate; withholding may use a supplemental method but your annual return reconciles the final tax.

Does NC have AMT for individuals?

No—North Carolina does not impose a separate personal AMT.

How are HSAs shown if NC doesn’t allow the deduction?

Use Schedule S to add back the HSA amount that was deducted federally, unless an exception applies.

Important Notes

All calculations are estimates for guidance only. Always review your return and consider professional advice when submitting official filings.